Waiting for an Income Tax refund can be frustrating, especially when the expected timeline passes. For the financial year 2024-25, taxpayers across India are reporting delays in refunds due to multiple factors, including stricter verification of exemption claims, high-value refunds, and occasional technical glitches on the e-filing portal. Understanding the reasons behind the delay and knowing how to act can save both time and stress.
The easiest way to track your refund is through the Income Tax Department’s official e-filing portal. By logging in with your PAN and password, you can navigate to ‘View Filed Returns’ under the e-File section and select Assessment Year 2025-26 to check the status. Refund status indicators include refund paid, refund not determined, refund failed, and refund adjusted.
If your refund shows as “under processing,” the first step is to confirm that your Income Tax Return (ITR) has been e-verified, as refunds cannot be processed without this verification. You should also check Form 26AS to see whether the refund has already been credited to your account.
For delays extending beyond the normal processing period, you can raise a grievance through the e-filing portal or contact the Income Tax Department’s helpdesk for guidance. Keeping all relevant documents ready, such as the ITR acknowledgment, bank details, and any correspondence, can help expedite resolution.
High-value refunds or returns flagged for discrepancies typically take longer due to additional verification. By actively monitoring your refund status and following these steps, you can stay informed and take timely action to ensure that your refund reaches you without unnecessary delay.